Super Refund
Super Refund Calculator
Apply online to collect your backpacker super refund:
Claim Your Superannuation
If you are working for an employer who is paying you more than $450 a month, then your employer needs to pay at least 10.5% of your total pay into your superannuation account as of the 2022/23 financial year (this rate will rise by 0.5% for the next three years, reaching 12% by 1 July 2025). Superannuation is the Australian name for a retirement fund or pension.
It is a legal requirement for your employer to put money into your superannuation account, so if you're not sure whether they are, you should contact the ATO for advice.
Super Refunds
At the end of your time in Australia, you will need to submit your tax refund so you can receive the most money back as possible. For starters, you will want to look at how much money you have sitting in your superannuation account.
Your employer should be able to tell you what superannuation account they have been contributing to, and with this information, you can call the fund to check how much money you have in your account.
Once your visa is up for expiration, and you plan to permanently leave Australia and return to your home country, you can withdraw your superannuation. However, the ATO will remove a further 65% tax from your superannuation account (minus any tax-free component) when you apply for your withdrawal. Nonetheless, you will be entitled to receive the rest of your superannuation back, which will be a nice monetary boost on your return home!